Welcome to the Cornerstone Family
WATCH OUR 30-SECOND OVERVIEW
This industry is full of buzz words like retirement success. The truth is, that's going to look different for you than it does your neighbor. There is nothing cookie-cutter about retirement planning. You may have questions that you can't even to put into words, and knowing that the decisions you make could impact your family for generations can be overwhelming.
We're here to help. The Cornerstone ExperienceTM, our multi-step financial-planning process, helps you answer questions like, "When can I retire?" and "Am I invested appropriately?" We will work together to understand where you are now and where you want to go, then plan and make decisions that will help you take care of the people you love, enjoy the activities that are important to you, and contribute to the causes you care about.
When you choose to work with our team we say "Welcome to the Cornerstone Family." It’s our commitment to treat you like family, to think of you first in every decision we make, and to continue to raise the bar on the service and value we provide. We understand the tremendous responsibility that comes with your trust. "Welcome to the Family” is our promise to provide personal service to YOU and YOUR FAMILY as we begin what will likely be a life-long relationship.
Tax Planning
Visit our Tax Planning Strategies page to find our 2020 Tax Report, access tax form 1099 mailing dates, download a Year-End Tax Planning Worksheet, and find more resources to help you choose the tactics that will help you meet your long- and short-term objectives.
Team Member Spotlight
Stephanie Gerrits joined the team in December 2020 as a Client Relationship Manager. She lives in Huron with her husband, Trevor, and their son's Logan, Evan, and Dilan.
Stephanie can be reached at 605-352-9490 ext. 102 or via email at stephanie@mycfsgroup.com.
Investment Management
Ever wonder how our Wealth Advisors develop and monitor an investment strategy customized for YOU? Learn how members of the Cornerstone Investment Committee establish and implement our investment strategy, set investment policy, and continually monitor every element of the investment process. Read notes from the Committee's most recent quarterly meeting and watch a 3-minute video on how the Investment Committee operates.
Sioux Falls Office Video Tour
7408 S. Bitterroot Place
We are looking forward to hosting an in-person Open House when it is deemed safer. For now, because of COVID-19 and the flu season, we feel that celebrating virtually is the safest option for you and the Cornerstone Team.
Helpful Content
Home Mortgage Deduction
Use this calculator to assess the potential benefits of a home mortgage deduction.
You May Need to Make Estimated Tax Payments If…
Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.
Tax Deductions You Won't Believe
Here are some examples of deductions from the IRS that were permitted and some that were, uh, too creative.
Traditional vs. Roth IRA
One or the other? Perhaps both traditional and Roth IRAs can play a part in your retirement plans.
Earnings for All Seasons
Earnings season can move markets. What is it and why is it important?
Thinking of Retiring Abroad?
However exciting retiring abroad may sound, it deserves considerable planning.
The Basics of Medicare
Learn all about Medicare basics in this informative and insightful article.
Volunteering in Retirement
For many, retirement includes contributing their time and talents to an organization in need.
Insuring Your Second Home
There are unique risks of owning a second home and obtaining the proper coverage may protect you from financial risk.
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Impact of Taxes and Inflation
Estimate the potential impact taxes and inflation can have on the purchasing power of an investment.
A Look at Systematic Withdrawals
This calculator may help you estimate how long funds may last given regular withdrawals.
What Is My Current Cash Flow?
Assess whether you are running “in the black” or “in the red” each month.
Comparing Investments
This calculator compares the net gain of a taxable investment versus a tax-favored one.
Taxable vs. Tax-Deferred Savings
Use this calculator to compare the future value of investments with different tax consequences.
Interested in a Fuel Efficient Car?
Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.
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Jane Bond: Infiltrating the Market
Agent Jane Bond is on the case, cracking the code on bonds.
Charitable Giving: Smart from the Heart
Do you have causes that you want to support with donations?
Exit Strategies of the Rich and Famous
Estate conservation is too important to put off. Do you have a smart exit strategy?
Encore Careers: Push Your Boundaries
Ready for retirement? Find out why many are considering encore careers and push your boundaries into something more, here.
Stay Safe with a B.O.P. At Your Back
Learn about the advantages of Business Owner Policies with this highly educational and fun animated video.
A Fruitful Retirement: Social Security Benefit
Taking your Social Security benefits at the right time may help maximize your benefit.